Gardner Transportation, Inc. USDOT 759960

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Axa Global Risks Us Insurance Company	AST814693	$0	$1,000,000	10/21/1998
91X	BIPD/Primary	Fidelity And Guaranty Insurance Company	DRE237089985	$0	$1,000,000	07/27/1998	10/21/1998 Replaced

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Axa Global Risks Us Insurance Company 1 SEAPORT PLAZA, 199 WATER ST. 8FL. NEW YORK, NY Fax:(212)412 - 0838

Fidelity And Guaranty Insurance Company ONE TOWER SQUARE, MAIL CODE GS05A HARTFORD, CT