Happy Howies, Inc. USDOT 392654

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Atlantic Mutual Insurance Co.	484 30-17-41	$0	$1,000,000	06/07/1996	05/30/2005 Cancelled
91X	BIPD/Primary	Citizens Insurance Co. Of America	CAC 018 968	$0	$1,000,000	03/08/1993	05/09/1996 Cancelled

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Citizens Insurance Co. Of America 645 WEST GRAND RIVER AVENUE HOWELL, MI Fax:(517)548 - 9227

Atlantic Mutual Insurance Co. 3 GIRALDA FARMS MADISON, NJ Fax:(973)408 - 6122