Smart Express Transport, Inc. USDOT 680832

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Capital Mutual Insurance Company	NYAPAF231	$0	$750,000	06/23/1998
91X	BIPD/Primary	Capital Mutual Insurance Company	NYAPAF231	$0	$750,000	08/04/1997	06/23/1998 Replaced
91X	BIPD/Primary	Capital Mutual Insurance Company	BAP AF 231	$0	$750,000	06/23/1997	08/08/1997 Cancelled
91X	BIPD/Primary	Capital Mutual Insurance Company	BAP AF 231	$0	$750,000	06/23/1997	08/04/1997 Replaced

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Capital Mutual Insurance Company 14 CORPORATE WOODS BLVD. ALBANY, NY Fax:(518)465 - 9900