Richard T Watkins USDOT 835718

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Citizens Insurance Co. Of America	TC 0005348	$0	$1,000,000	01/24/2000
34	CARGO	Citizens Insurance Co. Of America	TC 0005348	$0	$5,000*	01/24/2000

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Citizens Insurance Co. Of America 645 WEST GRAND RIVER AVENUE HOWELL, MI Fax:(517)548 - 9227