Gains Express, Inc. USDOT 153445

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Hanover Insurance Co.	AFN 483 96 56	$0	$1,000,000	01/01/1995	02/26/1996 Cancelled
91	BIPD	Utica Mutual Insurance Co.	866201AM	$0	$750,000	01/01/1982	01/01/1995 Replaced
34	CARGO	Onebeacon America Insurance Company	CBM 940064	$0	$5,000*	04/29/1994	01/18/1996 Cancelled

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Hanover Insurance Co. 100 NORTH PARKWAY WORCESTER, MA Fax:(508)853 - 4210

Utica Mutual Insurance Co. P.O. BOX 530 UTICA, NY Fax:(315)734 - 2031

Onebeacon America Insurance Company 44 WHIPPANY RD MORRISTOWN, NJ